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	<title>Simplified Saving &#187; Budgeting</title>
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		<title>Resolutions Revisited</title>
		<link>http://simplifiedsaving.com/2010/06/resolutions-revisited/</link>
		<comments>http://simplifiedsaving.com/2010/06/resolutions-revisited/#comments</comments>
		<pubDate>Tue, 15 Jun 2010 19:50:32 +0000</pubDate>
		<dc:creator>Lisa @ Simplified Saving</dc:creator>
				<category><![CDATA[Bible in 90 Days]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[New Year's Resolutions]]></category>
		<category><![CDATA[books]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[fitness]]></category>
		<category><![CDATA[top ten tuesday]]></category>
		<category><![CDATA[weight loss]]></category>

		<guid isPermaLink="false">http://simplifiedsaving.com/?p=2094</guid>
		<description><![CDATA[This year has been flying by!  I had grand intentions of posting monthly updates on my New Year&#8217;s Resolution progress, but that obviously hasn&#8217;t happened!  Since we&#8217;re almost halfway through the year, I thought I&#8217;d give you an update on where I am this year!  Since I originally linked my New Year&#8217;s Resolutions to Top [...]]]></description>
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<p>This year has been flying by!  I had grand intentions of posting monthly updates on my New Year&#8217;s Resolution progress, but that obviously hasn&#8217;t happened!  Since we&#8217;re almost halfway through the year, I thought I&#8217;d give you an update on where I am this year!  Since I originally linked my <a href="http://simplifiedsaving.com/2009/12/top-ten-tuesday-new-years-resolutions/" target="_blank">New Year&#8217;s Resolutions</a> to <a href="http://ohamanda.com/2010/06/14/top-ten-tuesday-books-im-reading-right-now/" target="_blank">Top Ten Tuesday over at OhAmanda</a>, I thought it was only fitting that I link my update!</p>
<p><strong>1.   Lose weight (average at least one pound/week for the year) </strong></p>
<p><em>So far this year, I&#8217;ve lost 45 pounds!  I&#8217;ve worked my tail off, but it&#8217;s been totally worth it!</em></p>
<p><strong>2.   Exercise at least 10,950 minutes</strong></p>
<p>So far this year, I&#8217;ve exercised 5,490 minutes! That&#8217;s over 91 hours!  I&#8217;m pretty sure there&#8217;s a direct correlation between the time spent exercising and the weight loss!</p>
<p><strong>3.   Stick to our budget…every single  month!</strong></p>
<p><em>I am horrified and ashamed to tell you that we haven&#8217;t been doing a great job of sticking to our budget.  Although we haven&#8217;t been overspending, we haven&#8217;t really been tracking like we should and we haven&#8217;t sat down for a &#8220;budget update&#8221; in months! {hanging head in shame}</em></p>
<p><strong>4.   Track all of our income and spending.</strong></p>
<p><em>This ties directly in to the above resolution!  We definitely need to get back on track with our budget meetings and tracking our spending!</em></p>
<p><strong>5.   Read through the entire Bible. </strong></p>
<p><em>I made it through the entire Bible, however I didn&#8217;t make it in 90 days as planned.  It took closer to 150.  I&#8217;ll be starting the <a href="http://simplifiedsaving.com/2010/06/bible-in-90-days-round-2/" target="_blank">Bible in 90 Days</a> again on July 5th.  Feel free to join me!</em></p>
<p><strong>6.   Take a trip with the kids to Disney World or Disney Land.</strong></p>
<p><em>In February, our family headed to Disney World for the Disney Social Media Moms Conference!  It was an absolutely amazing trip!  I can&#8217;t say enough good things about Disney!  I wish we could visit Disney every month!!!</em></p>
<p><strong>7.   Post at least 5 times/week on <a href="../../../../../">my blog</a>.</strong></p>
<p><em>Although there are a couple of weeks where I missed the mark on this one, for the most part, I&#8217;ve posted at least 5 times each week!</em></p>
<p><strong>8.   Try 2 new recipes per month.</strong></p>
<p><em>I&#8217;ve tried at least 1 new recipe each month, but I&#8217;ve been in a terrible rut with our busy schedule!  Hopefully this will improve over the next few months!</em></p>
<p><strong>9.   Read 1 book or listen to 1 audiobook each week.</strong></p>
<p><em>I&#8217;ve made it through 17 books this year (so I&#8217;m a little behind schedule), but I&#8217;ve been much more consistent lately with the audio books, so that&#8217;s definitely helped. </em></p>
<p><strong>10. Take a creative writing or public speaking class.</strong></p>
<p><em>I didn&#8217;t sign up for a formal class, but I did join <a href="http://auburntoastmasters.com/" target="_blank">Toastmasters</a>.  I&#8217;ve been amazed at how much my public speaking has improved.  My husband, my mom, and my dad all joined as well and it&#8217;s been so fun to do this with them!</em></p>
<p>So there you have it!  Overall, I&#8217;m pretty happy about what I&#8217;ve accomplished so far this year!</p>
<p>I&#8217;d love to hear how are you doing with your New Year&#8217;s Resolutions! Leave me a comment!   If you&#8217;ve blown it, it&#8217;s not too late to get back on track or start over with new goals!</p>
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		<title>Get Rich Using Spreadsheets</title>
		<link>http://simplifiedsaving.com/2010/01/get-rich-using-spreadsheets/</link>
		<comments>http://simplifiedsaving.com/2010/01/get-rich-using-spreadsheets/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 18:32:17 +0000</pubDate>
		<dc:creator>Lisa @ Simplified Saving</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Saving $$$]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://simplifiedsaving.com/?p=949</guid>
		<description><![CDATA[Let&#8217;s face it&#8230;we&#8217;re all looking for a quick way to get rich. The reality is very few people get rich quickly. Most millionaires worked hard, spent thoughtfully, and saved as much as possible. And what&#8217;s more important&#8230;they had a plan. If you&#8217;ve procrastinated on paying off debt, making a budget, or saving for the future, [...]]]></description>
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<p><a rel="attachment wp-att-950" href="http://simplifiedsaving.com/2010/01/get-rich-using-spreadsheets/finance_money/"><img class="aligncenter size-full wp-image-950" title="finance_money" src="http://simplifiedsaving.com/wp-content/uploads/2010/01/finance_money.gif" alt="" width="128" height="128" /></a><!-- div--></p>
<p style="text-align: left;">Let&#8217;s face it&#8230;we&#8217;re all looking for a quick way to get rich. The reality is very few people get rich quickly.  Most millionaires worked hard, spent thoughtfully, and saved as much as possible.  And what&#8217;s more important&#8230;they had a plan.</p>
<p style="text-align: left;">If you&#8217;ve procrastinated on paying off debt, making a budget, or saving for the future, it&#8217;s time to get serious.  Google Documents has some great <a href="http://www.google.com/google-d-s/templates_finance.html">spreadsheets</a> that will help you get rich!  Ok&#8230;so the spreadsheets won&#8217;t make you rich, but they can definitely help you <a href="http://docs.google.com/templates?q=budget&amp;category=14&amp;sort=users&amp;view=public&amp;utm_source=en-lp-finance&amp;utm_medium=lp&amp;utm_campaign=en">budget</a>, <a href="http://docs.google.com/templates?q=payment&amp;category=14&amp;sort=users&amp;view=public&amp;utm_source=en-lp-finance&amp;utm_medium=lp&amp;utm_campaign=en">pay off debt</a>, and <a href="http://docs.google.com/templates?q=deposits&amp;category=14&amp;sort=users&amp;view=public&amp;utm_source=en-lp-finance&amp;utm_medium=lp&amp;utm_campaign=en">save for the future</a>. And those are the things that make a difference!</p>
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		<title>Anything You Can Do I Can Do Better&#8230;</title>
		<link>http://simplifiedsaving.com/2009/01/anything-you-can-do-i-can-do-better/</link>
		<comments>http://simplifiedsaving.com/2009/01/anything-you-can-do-i-can-do-better/#comments</comments>
		<pubDate>Sat, 17 Jan 2009 14:34:00 +0000</pubDate>
		<dc:creator>Lisa @ Simplified Saving</dc:creator>
				<category><![CDATA[Budgeting]]></category>

		<guid isPermaLink="false">http://gator556.hostgator.com/~pfredt/simplifiedsaving.com/?p=6</guid>
		<description><![CDATA[I grew up in a very competitive family and that competitive spirit hasn&#8217;t worn off! When I saw the USDA cost of food website and saw what a family of 4 was spending a month on food, I was bound and determined to do better than the average family in the &#8220;thrifty&#8221; category. If you [...]]]></description>
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<p>I grew up in a very competitive family and that competitive spirit hasn&#8217;t worn off!  When I saw the USDA cost of food website and saw what a family of 4 was spending a month on food, I was bound and determined to do better than the average family in the &#8220;thrifty&#8221; category.  If you have any suggestions on cutting down your grocery budget, I&#8217;d love to hear them!</p>
<p>Check out the USDA&#8217;s Cost of Food for 2008.  They have used the month of June as the average monthly expenditure, however, you can check it out month by month!<br /><a href="http://www.cnpp.usda.gov/Publications/FoodPlans/2008/CostofFoodJun08.pdf"><br /><span style="text-decoration: underline;">http://www.cnpp.usda.gov/Publications/FoodPlans/2008/CostofFoodJun08.pdf</span></a></p>
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		<title>Anything You Can Do I Can Do Better&#8230;</title>
		<link>http://simplifiedsaving.com/2009/01/anything-you-can-do-i-can-do-better-2/</link>
		<comments>http://simplifiedsaving.com/2009/01/anything-you-can-do-i-can-do-better-2/#comments</comments>
		<pubDate>Sat, 17 Jan 2009 14:34:00 +0000</pubDate>
		<dc:creator>Lisa @ Simplified Saving</dc:creator>
				<category><![CDATA[Budgeting]]></category>

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		<description><![CDATA[I grew up in a very competitive family and that competitive spirit hasn&#8217;t worn off! When I saw the USDA cost of food website and saw what a family of 4 was spending a month on food, I was bound and determined to do better than the average family in the &#8220;thrifty&#8221; category. If you [...]]]></description>
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<p>I grew up in a very competitive family and that competitive spirit hasn&#8217;t worn off!  When I saw the USDA cost of food website and saw what a family of 4 was spending a month on food, I was bound and determined to do better than the average family in the &#8220;thrifty&#8221; category.  If you have any suggestions on cutting down your grocery budget, I&#8217;d love to hear them!</p>
<p>Check out the USDA&#8217;s Cost of Food for 2008.  They have used the month of June as the average monthly expenditure, however, you can check it out month by month!<br /><a href="http://www.cnpp.usda.gov/Publications/FoodPlans/2008/CostofFoodJun08.pdf"><br /><span style="text-decoration: underline;">http://www.cnpp.usda.gov/Publications/FoodPlans/2008/CostofFoodJun08.pdf</span></a></p>
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		<title>Getting started&#8230;</title>
		<link>http://simplifiedsaving.com/2009/01/getting-started/</link>
		<comments>http://simplifiedsaving.com/2009/01/getting-started/#comments</comments>
		<pubDate>Sat, 17 Jan 2009 02:27:00 +0000</pubDate>
		<dc:creator>Lisa @ Simplified Saving</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Saving $$$]]></category>

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		<description><![CDATA[Every year as December comes to an end, I start taking inventory of my life and all the areas I want to improve in. Although I have quite a few areas that could use improvement, I&#8217;m really working on my finances. My husband and I are going through Dave Ramsey&#8217;s Total Money Makeover program and [...]]]></description>
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<p>Every year as December comes to an end, I start taking inventory of my life and all the areas I want to improve in.  Although I have quite a few areas that could use improvement, I&#8217;m really working on my finances.  My husband and I are going through Dave Ramsey&#8217;s Total Money Makeover program and are trying to get ourselves in shape financially.  Since I tend to do most of the spending (grocery shopping, clothes shopping, school supplies, toiletries, etc), I have decided to tackle the task of saving as much as possible and reducing our budget in those areas as much as possible.  I&#8217;ll be blogging about our financial journey and posting money saving tips along the way.  I&#8217;ll also be posting freebies I come across (yesterday Suave was giving away free bottles of shampoo!)  I hope you&#8217;ll join me on this journey!  Feel free to chime in if you have tips to share!</p>
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		<title>Getting started&#8230;</title>
		<link>http://simplifiedsaving.com/2009/01/getting-started-2/</link>
		<comments>http://simplifiedsaving.com/2009/01/getting-started-2/#comments</comments>
		<pubDate>Sat, 17 Jan 2009 02:27:00 +0000</pubDate>
		<dc:creator>Lisa @ Simplified Saving</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Saving $$$]]></category>

		<guid isPermaLink="false">http://simplifiedsaving.com/2009/01/getting-started-2/</guid>
		<description><![CDATA[Every year as December comes to an end, I start taking inventory of my life and all the areas I want to improve in. Although I have quite a few areas that could use improvement, I&#8217;m really working on my finances. My husband and I are going through Dave Ramsey&#8217;s Total Money Makeover program and [...]]]></description>
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<p>Every year as December comes to an end, I start taking inventory of my life and all the areas I want to improve in.  Although I have quite a few areas that could use improvement, I&#8217;m really working on my finances.  My husband and I are going through Dave Ramsey&#8217;s Total Money Makeover program and are trying to get ourselves in shape financially.  Since I tend to do most of the spending (grocery shopping, clothes shopping, school supplies, toiletries, etc), I have decided to tackle the task of saving as much as possible and reducing our budget in those areas as much as possible.  I&#8217;ll be blogging about our financial journey and posting money saving tips along the way.  I&#8217;ll also be posting freebies I come across (yesterday Suave was giving away free bottles of shampoo!)  I hope you&#8217;ll join me on this journey!  Feel free to chime in if you have tips to share!</p>
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